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Financing2026-07-14T00:57:15+00:00

 

Don’t let an unexpected water heater failure or electrical upgrade break your budget. At Caccia Home Services, we’re happy to offer flexible financing through GreenSky. Apply in minutes and get the same great service across Burlingame and most of the Bay Area peninsula.

SHORT-TERM OPTION

0%

Interest-Free if Paid in Full Within 6 Months

Best for smaller repairs and installations. No interest if paid in full within 6 months of the purchase date.

Example: $1,200 repair = $200/mo for 6 months at 0%

REDUCED RATE OPTION

10.99%

Reduced Rate for 84 Months

Fixed reduced rate over 84 months (7 years). Ideal for larger whole-home repiping or system upgrades where low monthly payments matter most.

Example: $8,000 repipe ≈ $136/mo for 84 months

LONG-TERM OPTION

Low Rate

Reduced Rate for 180 Months

Extended 15-year financing at a reduced rate. Lowest possible monthly payment. Best for large whole-home projects. Rate disclosed at application.

Example: $12,000 whole-home project — call for estimated payment

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Request a Quote

Call (650) 227-4733 or book your service online. We provide free estimates on all appointments.

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Choose Your Plan

Select the GreenSky plan that fits your budget: 0% options for 6 or 12 months, or low-rate plans for up to 15 years.

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Apply in Minutes

Apply online through GreenSky’s secure portal. Most homeowners get a credit decision the same day.

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Get Your Service

Once approved, we’ll schedule your service. Most repairs and replacements qualify for same-day service.

Plan Rate Term Best For
0% — 12 Months 0% promo 12 months Water heaters, mid-size repairs
0% — 6 Months 0% promo 6 months Small repairs under $2,000
10.99% — 84 Months 10.99% fixed 84 months Repiping, large installs
Reduced Rate — 180 Months Low (see terms) 180 months Whole-home projects

What Services Qualify For Financing?

All services are eligible. Here are some of the most common services our customers finance.

Water heater replacement

Water Heater Replacement

An outdated water heater can fail outright without warning. You can avoid this by upgrading.

Boiler replacement

Boiler Replacement

From leaks to California’s gas boiler ban, there’s never been a better time to switch.

Repiping2

Repiping

Sometimes, repiping makes the most sense. Financing can help you spread out the cost.

Water filtration systems

Water Filtration Systems

Pull minerals, chlorine, and sediment out of your water to protect your fixtures and improve taste.

Electrical Panel upgrades

Electrical Panel Upgrades

Adding a heat pump, EV charger, or induction range? You might need to upgrade first.

sewer line repair2

Sewer Line Repair

Slow drains across the house often trace back to your main sewer line. We can help!

An employee from Caccia Home Services takes a call from a customer at his desk

Get The Service You Need Today And Pay Over Time

With GreenSky, you can maintain your home without letting cost get in the way.

Frequently Asked Questions About GreenSky Financing

Can I combine financing with a coupon?2026-07-07T20:41:48+00:00

Yes! Visit our coupon page to learn more or give us a call to ask about current offers and whether they apply to your project. We’ll always work hard to get you the best possible deal!

How long does it take to get approved for financing?2026-07-07T20:40:57+00:00

Most people are either approved or denied within a few minutes, but in some cases, your application might take a little bit longer to process. It’s also important to note that financing is based on approved credit, so if your score is low, there is a chance that you might not be approved.

How does GreenSky’s financing work on bigger, multi-day projects?2026-07-07T20:40:26+00:00

For bigger projects and work that takes multiple days, we break the cost down into progress payments of 45%, 45%, and 10%. You’ll pay a little under half upfront and another 45% at the halfway point, but the final 10% isn’t due until the work is finished.
Each payment is charged directly to your GreenSky balance, but GreenSky won’t release the money to us without your explicit approval. You’re fully in control at every step!

Can I use financing for emergency repairs?2026-07-07T20:39:48+00:00

Yes! In fact, this is when many of our customers find GreenSky’s offerings the most helpful. The simple truth is that a burst pipe, leaky water heater, or electrical failure can happen with zero warning, so most people don’t have time to save up for a fix. Financing can make resolving it easier on your wallet.

Which services can I finance?2026-07-07T20:39:12+00:00

Anything we offer at Caccia Home Services, from a single water heater swap to a whole-home repiping job or electrical panel upgrade. As long as one of our licensed pros handles the work for you, GreenSky can help you spread out the cost into convenient and affordable payments.

Does applying for financing affect my credit score?2026-07-07T20:38:45+00:00

GreenSky runs a soft credit check to prequalify you for funding, which may show up on your credit profile, but only you can see it and it won’t actually affect your score. If you choose to accept an offer and submit a full application, the lender will run a hard inquiry that may cause a small but temporary dip.

What is GreenSky, and is it legitimate?2026-07-07T20:38:13+00:00

Yes! GreenSky is a well-established home improvement financing program that can help you access the funding you need for plumbing and electrical projects from federally insured banks. When you apply for financing through our website, lenders will review your credit profile and fund your loan based on it.
You are completely in charge at all times and will have a chance to review the “fine print” before the loan is completed. If the options aren’t right for you, or you don’t like the terms, you can walk away before signing the loan agreement.

Does Caccia Home Services offer financing?2026-07-07T20:37:45+00:00

Yes. We partner with GreenSky to give you flexible payment options on plumbing and electrical work across the Bay Area peninsula. You can apply online in minutes and choose a plan that fits your budget.

For more detailed information or to schedule a service, please don’t hesitate to contact our customer service team.

What Our Customers Are Saying

What Our Customers Are Saying