FAQs Archive - Page 2 Of 40 - Caccia Home Services

Q: Do I need a permit for plumbing or electrical work in San Carlos?

Most work beyond a basic repair does. The San Carlos Building Division at 600 Elm Street requires permits for water heater and furnace replacements, new fixtures, and appliance or panel circuits, even when a homeowner does the work themselves. Like for like toilet swaps are exempt. We pull all necessary permits and schedule inspections on your behalf.

Q: Can I combine financing with a coupon?

Yes! Visit our coupon page to learn more or give us a call to ask about current offers and whether they apply to your project. We'll always work hard to get you the best possible deal!

Q: How long does it take to get approved for financing?

Most people are either approved or denied within a few minutes, but in some cases, your application might take a little bit longer to process. It's also important to note that financing is based on approved credit, so if your score is low, there is a chance that you might not be approved.

Q: How does GreenSky's financing work on bigger, multi-day projects?

For bigger projects and work that takes multiple days, we break the cost down into progress payments of 45%, 45%, and 10%. You'll pay a little under half upfront and another 45% at the halfway point, but the final 10% isn't due until the work is finished. Each payment is charged directly to your GreenSky balance, but GreenSky won't release the money to us without your explicit approval. You're fully in control at every step!

Q: Can I use financing for emergency repairs?

Yes! In fact, this is when many of our customers find GreenSky's offerings the most helpful. The simple truth is that a burst pipe, leaky water heater, or electrical failure can happen with zero warning, so most people don't have time to save up for a fix. Financing can make resolving it easier on your wallet.

Q: Which services can I finance?

Anything we offer at Caccia Home Services, from a single water heater swap to a whole-home repiping job or electrical panel upgrade. As long as one of our licensed pros handles the work for you, GreenSky can help you spread out the cost into convenient and affordable payments.

Q: Does applying for financing affect my credit score?

GreenSky runs a soft credit check to prequalify you for funding, which may show up on your credit profile, but only you can see it and it won't actually affect your score. If you choose to accept an offer and submit a full application, the lender will run a hard inquiry that may cause a small but temporary dip.

Q: Does Caccia Home Services offer financing?

Yes. We partner with GreenSky to give you flexible payment options on plumbing and electrical work across the Bay Area peninsula. You can apply online in minutes and choose a plan that fits your budget.

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